Insuring the things that you love most

Protect your family, home, and business with tailored, affordable coverage.

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    Transparent insurance solutions from a trusted provider

    For over 20 years, Kavana Insurance has delivered transparent, affordable insurance for homes, autos, and small businesses. Our trusted team ensures tailored coverage that fits your needs, making protection simple and stress-free.

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    20+
    Years Proudly Serving Our Customers
    1,000s
    Of businesses insured
    100's
    Of Carriers in our network
    Рейтинг 4.8 из 5 звезд

    Rated a 4.8 out of 5

    According to our verified customers

    The best auto, home, and small business insurance for every client

    At Kavana Insurance, we offer affordable insurance designed to protect what matters most—whether you run a business or need personal coverage. From safeguarding your company with small business insurance and commercial auto insurance to securing your home and car with reliable auto insurance and home insurance, our trusted team provides clear, customizable policies. Explore your options, bundle for savings, and get a quick quote today.

    Get Affordable Insurance in 3 Easy Steps

    With Kavana Insurance, finding the right policy is simple and efficient—whether you need small business insurance, auto insurance, or home insurance. Our trusted team guides you to coverage that fits your needs, ensuring protection without unnecessary delays.

    Start Your Quote Now

    01
    Step 1

    Tell us about your business or personal needs (e.g., small business insurance or auto insurance).

    02
    Step 2

    Choose your ideal coverage—home insurance, commercial auto insurance, or workers compensation insurance.

    03
    Step 3

    Receive your insurance certificate instantly for peace of mind.

    Tailored Business Insurance Solutions by Industry

    Discover the best commercial insurance tailored to your industry, including general liability insurance, workers compensation insurance, and OCIP insurance.

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    General Liability

    • Protects your business if someone is injured or their property is damaged due to your operations.
    • Covers legal fees, medical bills, and more.
    • Ideal for commercial general liability insurance needs.
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    Workers’ Compensation

    • Covers medical bills and lost wages if an employee gets hurt on the job.
    • Required for most businesses in California—get compliant today.
    • Contact our team for a workers compensation insurance quote.
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    Wrap Up/OCIP

    • OCIP insurance bundles coverage for all contractors under one policy on a large project.
    • Manages risks, reduces gaps in claims coverage, and streamlines claims.
    • Perfect for wrap-up insurance planning—ask for details today.
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    Explore our home, auto, and business insurance options

    Insurance is more than a policy—it’s your financial security when you need it most. Kavana Insurance provides affordable coverage in California with more states coming online, safeguarding your home, car, and business with tailored policies that work for you.

    Get Your Free Insurance Quote

    Personal

    Types of coverages for personal insurance

    Home Insurance

    • Protects against property damage, theft, and liability.
    • Coverage includes repairs, replacement costs, and legal expenses.
    • Ideal for affordable home insurance needs.
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    Auto Insurance

    • Covers accidents, theft, and liability.
    • Options range from cheap auto insurance to full coverage for greater protection.
    • Get a quote for personalized auto insurance today.
    Learn More

    Business

    Types of coverages for business

    Contractor’s Insurance

    • Covers property damage, work-related accidents, and liability risks in construction.
    • Protects contractors and their projects effectively.
    • Essential for contractor’s insurance planning.
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    Small Business Insurance

    • Safeguards small businesses from liability, property damage, and employee injuries.
    • Includes general liability and commercial options.
    • Perfect for affordable small business insurance.
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    Tailored business insurance solutions by industry

    At Kavana Insurance, we provide a full range of affordable insurance solutions for individuals and businesses. From protecting your home and car with personal insurance to safeguarding your company against financial risks with business insurance, our tailored policies keep your assets secure. Whether it’s home insurance, auto insurance, or commercial insurance, our expert team ensures comprehensive coverage that fits your needs—making protection simple and stress-free.

    Get Your Free Quote Today

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    Clarity and honesty in your insurance journey

    Understanding insurance shouldn’t feel like decoding legal jargon. At Kavana, we explain every policy clearly, ensuring you know what your home insurance, auto insurance, or business insurance covers—and how. With no hidden fees or last-minute surprises, we make your insurance process transparent and stress-free, so you feel confident in your choices.

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    Real Stories from Satisfied Clients

    Join the Kavana Insurance family of happy customers who’ve found affordable, transparent protection for their homes, cars, and businesses. Hear how our tailored solutions made a difference.

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    5 звезд рейтинга

    Right On Insurance bundled my home insurance, auto insurance, and business coverage into one affordable package, saving me hundreds annually. The transparency in their policies gave me peace of mind, knowing exactly what I’m protected against. Their customer service is top-notch—always responsive and helpful. If you’re looking for comprehensive, value-driven insurance, this is it!

    Emily Chen
    Emily Chen
    Freelance Consultant
    5 звезд рейтинга

    As a small business owner, I needed solid protection without breaking the bank—Right On delivered with tailored small business insurance that covers liability and property risks. The quote was fast, and their experts helped customize it for my cafe. No surprises, just honest advice and great rates. They’ve earned my loyalty!

    Javier Ruiz
    Javier Ruiz
    Cafe Owner
    5 звезд рейтинга

    Switching to Right On Insurance for my home and auto insurance was the best decision. Their team explained everything clearly, with no hidden fees, and I got affordable coverage that fits my family’s needs perfectly. When we had a minor car accident, the claims process was quick and stress-free. I highly recommend them for reliable personal insurance!

    Sarah Thompson
    Sarah Thompson
    Homeowner and Parent

    Expert
    Insurance Tips & Insights for July 2025

    Stay informed with the latest advice on home insurance, auto insurance, and small business insurance. Our July 2025 articles offer actionable insights to save money and protect what matters most—updated weekly for you.

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    What does general liability cover on a construction site?

    What does general liability cover on a construction site?

    General liability on a construction site is designed for third-party claims, not your own injuries or the cost to redo faulty work. This guide explains what construction general liability typically...

    Your Questions,
    Kavana’s Answer!

    Have concerns or questions about home insurance, auto insurance, or business insurance? Contact us without hesitation—our expert agents at Kavana Insurance will guide you through the process and provide personalized advice for your situation.

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