Commercial auto insurance for businesses

Your business depends on vehicles running without delays, and Kavana Insurance is here to keep them protected. Get a commercial auto insurance quote today

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    Commercial auto insurance from a trusted provider

    With more than 20 years in the industry, Kavana Insurance has built a reputation as a trusted source for commercial auto insurance that businesses can rely on. Our team understands the unique challenges faced by different industries — from contractors and delivery services to retail and professional fleets. So, we design each commercial auto insurance policy with those needs in mind. Hundreds of satisfied clients trust us to provide straightforward guidance, competitive commercial auto insurance quotes, and responsive support when it matters most. By combining deep expertise with attentive service, we make securing commercial auto insurance coverage clear and dependable for businesses of every size.

    20+
    Years of experience protecting small businesses
    1,000s
    Of happy business insurance clients
    100’s
    Top-rated insurance carriers in our network

    Rated a 4.8 out of 5

    According to our verified customers

    With commercial auto insurance, you can stay safe and protected

    Accidents and unexpected events can happen anytime, especially when running a business that relies on vehicles. A commercial auto insurance policy helps safeguard your business by covering damages, injuries, and liability costs. With this coverage, you get the right protection to keep your operations moving without financial setbacks.

    Collisions & comprehensive coverage

    Commercial auto insurance coverage includes both collision and comprehensive protection. If your business vehicle is damaged in an accident or affected by theft, fire, or vandalism, your policy helps cover repair or replacement costs.

    Property damage

    If your vehicle damages another person’s property, commercial auto liability insurance helps cover the repair expenses, reducing your financial risk.

    Rental reimbursement

    While your business vehicle is being repaired after a covered accident, commercial auto insurance can cover rental costs so your operations don’t come to a halt.

    Underinsured motorists

    Not all drivers carry enough insurance. If someone with inadequate coverage hits you, commercial auto insurance for businesses helps pay for damages and medical expenses.

    Injuries

    Medical bills can be overwhelming after an accident. Commercial auto insurance coverage helps cover medical expenses for drivers and passengers, reducing out-of-pocket costs.

    Towing & Labor

    Breakdowns happen. Auto commercial insurance can include roadside assistance, covering towing, labor, and minor on-site repairs to get you back on the road quickly.

    Other important coverages you might need

    Most companies find that relying on a single policy, like commercial auto insurance, is not enough to address every exposure they face. Business operations come with diverse risks—property damage, lawsuits, workplace injuries—that can easily disrupt stability and growth. At Kavana Insurance, we offer bundled insurance plans that combine essential protections so you don’t have to manage them separately.

    General liability insurance

    General liability insurance protects your company against claims of bodily injury, property damage, or personal injury that may occur during your business operations. Even minor accidents can lead to costly lawsuits, and this coverage ensures you don’t face them alone. For many businesses, it is the foundation of a strong protection plan because contracts and clients often require it before work can begin.

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    Commercial property insurance

    Your buildings, equipment, and inventory are central to keeping your business running. Commercial property insurance helps safeguard these assets against losses caused by fire, theft, vandalism, or other covered events. With this policy in place, you can recover faster after unexpected setbacks and avoid major interruptions in operations.

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    Worker’s comp insurance

    For companies with employees, worker’s comp insurance is not just smart—it’s required by law in most cases. It covers medical expenses, rehabilitation costs, and lost wages if a worker is injured on the job. Having this coverage in your bundle protects both your employees and your business from the financial and legal strain of workplace accidents.

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    What is commercial auto insurance?

    Commercial auto insurance is a type of coverage designed to protect businesses that rely on vehicles for daily operations. Unlike personal auto insurance, which covers individuals using their cars for private purposes, commercial auto insurance for business provides protection for vehicles used for work-related activities. This includes cars, vans, and trucks used for transporting goods, carrying equipment, or providing mobile services. A commercial auto insurance policy typically includes liability coverage for accidents, medical expenses for injuries, and financial protection for property damage. Additionally, it can cover theft, vandalism, and non-collision incidents like fire or extreme weather.

    Businesses that use vehicles must comply with state regulations regarding commercial auto liability insurance. The law requires companies to carry minimum liability coverage to cover damages and injuries if their driver is at fault in an accident. The cost of commercial auto insurance varies based on factors such as the number of vehicles, their usage, and the coverage limits selected. Kavana Insurance helps businesses navigate these requirements, offering affordable commercial auto insurance that meets both legal standards and business needs.

    Add auto coverage to your business insurance in three easy steps

    We make it easy to protect your business vehicles with commercial auto insurance. Our process is quick, straightforward, and designed to fit your needs without unnecessary paperwork or confusion. Here’s how you can get covered in just three steps:

    Start Your Quote Now

    01
    Provide your business information
    02
    Select the right coverage
    03
    Get covered quickly

    Join the Kavana Insurance club for business owners

    Join the Kavana Insurance family of happy customers who’ve found affordable, transparent protection for their homes, cars, and businesses. Hear how our tailored solutions made a difference.

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    5 звезд рейтинга

    Right On Insurance bundled my home insurance, auto insurance, and business coverage into one affordable package, saving me hundreds annually. The transparency in their policies gave me peace of mind, knowing exactly what I’m protected against. Their customer service is top-notch—always responsive and helpful. If you’re looking for comprehensive, value-driven insurance, this is it!

    Emily Chen
    Emily Chen
    Freelance Consultant
    5 звезд рейтинга

    As a small business owner, I needed solid protection without breaking the bank—Right On delivered with tailored small business insurance that covers liability and property risks. The quote was fast, and their experts helped customize it for my cafe. No surprises, just honest advice and great rates. They’ve earned my loyalty!

    Javier Ruiz
    Javier Ruiz
    Cafe Owner
    5 звезд рейтинга

    Switching to Right On Insurance for my home and auto insurance was the best decision. Their team explained everything clearly, with no hidden fees, and I got affordable coverage that fits my family’s needs perfectly. When we had a minor car accident, the claims process was quick and stress-free. I highly recommend them for reliable personal insurance!

    Sarah Thompson
    Sarah Thompson
    Homeowner and Parent

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    Have questions? Let Kavana Insurance answer them!

    Our team is ready to answer any questions you have—about general liability coverage, policy limits, or industry-specific risks. We’re here to ensure you get the right protection at the best value. Contact us today for expert guidance and safeguard your business with confidence!

    Start Your Quote Now