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Cleaning business insurance

Cleaning businesses need to stay protected. Secure your operations, employees, and equipment with cleaning business insurance.

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    Cleaning business insurance from a trusted provider

    At Kavana Insurance, more than 20 years of experience stand behind every policy we design for cleaning businesses. We’ve earned the trust of hundreds of satisfied clients by providing cleaning business insurance that fits real operations, not generic templates. From janitorial bonds to general liability, we make sure your cleaning company is protected against the risks that matter most.

    Cleaning crew working together in a client space
    20+
    Years of experience protecting small businesses
    1,000s
    Of happy business insurance clients
    100’s
    Top-rated insurance carriers in our network

    Rated a 4.8 out of 5

    According to our verified customers

    Cleaning business insurance, so you can stay safe and protected

    With cleaning business insurance, you can run your business knowing you’re protected against costly surprises. Our coverage offers the support you need, exactly when you need it, without complicated language or hidden terms.

    Third-party bodily injury or property damage claims

    If a client or member of the public is injured, or their property is damaged, while your crew is on site, our general liability insurance helps cover medical bills, legal fees, and settlements, protecting your business finances.

    Damage caused while cleaning a client’s property

    Accidents happen — a knocked-over vase, a water leak, a damaged floor. General liability coverage helps pay for repair or replacement costs when your work causes property damage.

    Broken or lost equipment on the job

    If your cleaning equipment or supplies are damaged or stolen while on a job, coverage helps with repair or replacement costs, minimizing downtime and keeping your crews productive.

    Other important coverages you might need

    Relying solely on general liability is rarely enough for a cleaning business that wants to operate with confidence. Most companies face additional exposures — injured employees, vehicle accidents while traveling between jobs, and everyday liability risks — that call for broader protection. Here are a few other coverages worth exploring.

    Workers’ compensation insurance

    Cleaning work is physically demanding, and injuries happen — slips, falls, repetitive strain, and chemical exposure are common on the job. Workers’ compensation covers medical care and lost wages for injured employees, and it’s required by law in most states once you have employees.

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    Commercial auto insurance

    If your crews drive between job sites or transport cleaning equipment and supplies in company vehicles, a personal auto policy likely won’t cover you. Commercial auto insurance protects your vehicles, drivers, and the people you share the road with.

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    General liability

    Everyday risks, such as third-party injuries or property damage, fall under general liability insurance. This coverage is a cornerstone for cleaning businesses, as it addresses claims that might arise on or off the jobsite. From a client tripping over a cord to accidental damage to a client’s belongings, general liability shields your business from lawsuits and related costs.

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    What is cleaning business insurance

    Cleaning business insurance is a package of business coverages designed to protect residential and commercial cleaning companies — from solo housecleaners to janitorial crews — against the financial risks they face during daily operations. It covers expenses related to injuries, property damage, or losses involving the equipment and supplies used on the job. This type of insurance ensures your business remains financially stable even when unexpected events occur, allowing you to focus on running your operations smoothly.

    Professional cleaners with equipment inside a client home
    Cleaner using a vacuum in a client space

    Carrying cleaning business insurance can be an essential requirement to run your business successfully. Many commercial clients and property managers require cleaning and janitorial contractors to show proof of valid insurance — and often a janitorial bond — before starting work. Depending on your specific needs, cleaning business insurance policies range from basic and affordable coverage to comprehensive plans that cover a broader set of risks. Kavana Insurance will guide you through available options clearly and professionally, helping you select coverage that fits your business best.

    Add cleaning business insurance to your business in three easy steps

    In just three straightforward steps, you’ll have the precise insurance for your cleaning business that matches your needs:

    Start Your Quote Now

    01
    Provide Your Business Information
    02
    Select the Best Cleaning Insurance Options
    03
    Get Your Cleaning Insurance Certificate Right Away

    Join the Kavana Insurance club for business owners

    Join the Kavana Insurance family of happy customers who’ve found affordable, transparent protection for their homes, cars, and businesses. Hear how our tailored solutions made a difference.

    Get Your Quote Today

    5 звезд рейтинга

    Kavana insurance bundled my home insurance, auto insurance, and business coverage into one affordable package, saving me hundreds annually. The transparency in their policies gave me peace of mind, knowing exactly what I’m protected against. Their customer service is top-notch – always responsive and helpful. If you’re looking for comprehensive, value-driven insurance, this is it!

    Emily Chen
    Emily Chen
    Freelance Consultant
    5 звезд рейтинга

    As a small business owner, I needed solid protection without breaking the bank – Kavana insurance delivered with tailored small business insurance that covers liability and property risks. The quote was fast, and their experts helped customize it for my cafe. No surprises, just honest advice and great rates. They’ve earned my loyalty!

    Javier Ruiz
    Javier Ruiz
    Cafe Owner
    5 звезд рейтинга

    Switching to Kavana insurance for my home and auto insurance was the best decision. Their team explained everything clearly, with no hidden fees, and I got affordable coverage that fits my family’s needs perfectly. When we had a minor car accident, the claims process was quick and stress-free. I highly recommend them for reliable personal insurance!

    Sarah Thompson
    Sarah Thompson
    Homeowner and Parent

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    Have questions? Let Kavana Insurance answer them!

    Our team is ready to answer any questions you have—about general liability coverage, policy limits, or industry-specific risks. We’re here to ensure you get the right protection at the best value. Contact us today for expert guidance and safeguard your business with confidence!

    Start Your Quote Now