Kavana Construction Risk Institute
Practical, real-world research and guidance on wrap-up insurance, builders risk, and construction risk management — for developers, general contractors, construction managers, lenders, and their advisors.
The Kavana Construction Risk Institute (KCRI) is where Kavana Insurance publishes what we actually see on real construction projects: how OCIP and CCIP programs get decided, why certificate tracking breaks down, and the mistakes that create six-figure coverage gaps. It’s reference material, not marketing — built for the professionals who manage construction risk for a living.
Guides
In-depth, practical guides to OCIP, CCIP, Builders Risk, and construction insurance in California and Texas.
- The California Builders Risk Handbook
- The California Contractor Insurance Handbook
- The Contractor Insurance Checklist
- How to Build a Certificate Tracking System That Actually Works
- California vs. Texas Commercial Insurance: What Multi-State Contractors Need to Know
Read the flagship guide: The Ultimate Guide to Wrap-Up Insurance in California →
Case Studies
Anonymized, real Kavana project examples — what we recommended, and why.
- Why We Recommended an OCIP for a Mid-Sized California Condominium Project
- KCRI Field Notes No. 002: When Less Insurance Is the Better Recommendation
Research
Market reports and benchmark data on construction insurance pricing and trends.
Tools
Calculators and checklists to help you evaluate wrap-up feasibility, builders risk costs, and coverage requirements.
Intelligence
Ongoing updates on carrier appetite, underwriting trends, and regulatory changes affecting construction risk.
Start here
The Ultimate Guide to Wrap-Up Insurance in California — the flagship KCRI guide: OCIPs vs. CCIPs, enrollment, claims, and the mistakes that cost developers the most.
Why We Recommended an OCIP for a Mid-Sized California Condominium Project →
Five Mistakes Developers Make When Purchasing Builders Risk Insurance →
Why Certificate Tracking Fails on Large Construction Projects →
The Question Every Developer Should Ask Before Buying Insurance →