A medical or dental office is not a hospital program and it is not a generic storefront BOP. Patients in the waiting room, clinical equipment, employee injuries, and professional liability all sit on different forms. Kavana Insurance Inc. helps California and Texas practices compare office-level coverage.
We place business insurance for offices — general liability, property, workers’ compensation, and related commercial lines. Medical malpractice / professional liability for clinicians is a specialized market; we will tell you when that needs its own conversation. Licensed California agency, License 6016951. Licensed in Texas.
Office-level coverages
General liability
Visitor injury and third-party property damage at the practice. Often required by the medical building lease. General liability.
Property and equipment
Tenant improvements, furniture, and practice equipment after covered losses. Equipment breakdown is a common add for imaging, sterilization, and HVAC.
Workers’ compensation
California employers with employees generally must carry it. Clinical and front-office roles classify differently. Workers’ compensation.
BOP, when eligible
Some practices can package GL and property. See business owners policy.
Get a quote · (916) 545-3202 · Kavana Insurance Inc., 915 Highland Point Dr Suite 250, Roseville, CA 95678.