KCRI / RESOURCES
Category: Business Insurance
Sep 7, 2026
A Cyber Coverage Form Was Attached. The Cyber Limit Was Still Unclear.
A business asked whether media liability was the same as cyber liability. Reviewing the policy materials raised a more consequential question: was the cyber coverage shown in the…
Jun 16, 2026
Ghost kitchens & food trucks: are they covered under standard restaurant insurance?
If you run a ghost kitchen or a food truck in California, you’ve probably wondered whether the restaurant insurance you already know covers your operation. The short answer…
Jun 15, 2026
What is an additional insured – and why does it matter for your business contract?
If you run a business in California, whether you’re a contractor, a tenant leasing commercial space, a vendor, or the company hiring them, you’ve almost certainly run into…
May 28, 2026
What insurance does a restaurant in California actually need?
Key takeaways Why restaurant insurance is different Running a restaurant in California means juggling open flames, sharp knives, slippery floors, hungry customers, and a staff that moves fast…
Mar 25, 2026
How to choose the right deductible for your policy
When purchasing business insurance, one of the most important decisions you’ll make has nothing to do with coverage types or policy limits. It’s about choosing your deductible –…
Jan 15, 2026
How bundled commercial insurance saves time and money
Running a business means juggling countless responsibilities – managing employees, serving customers, handling finances, and navigating regulations. The last thing you need is managing multiple insurance policies from…
Jan 15, 2026
Insurance 101: understanding the basics before you buy
Buying insurance can feel like learning a foreign language. Premiums, deductibles, coverage limits, exclusions, endorsements – the terminology alone is enough to make your head spin. Add in…